What does the officer actually ask at a B1/B2 interview?
Four or five short questions, roughly in this order: why you're going, what you do and what you earn, whether you've been abroad, who you know in the US. Then a decision. In the 2025–26 accounts from India I went through (about twenty, Mumbai to Kolkata), the whole thing took between 90 seconds and three minutes.
In several of them, approvals included, the officer never asked for a document. Bank statements, property papers, the son's H-1B approval, the whole folder sat on the counter. The officer was listening, not reading. (Bring the folder anyway. Once in a while they do ask.)
| Question | How often | The answer that ended the interview |
|---|---|---|
| Why do you want to go to the US? | Every interview | "Tourism." (Hyderabad, Feb 2026, refused in three minutes) |
| What do you do? What's your income? | Most | "Around $13,000 a year" (converted to dollars, refused in ten seconds) |
| Have you travelled outside India? | Most | "No." with nothing after it |
| Any family or friends in the US? | Most | "My girlfriend lives in Florida." (Delhi, 40 seconds) |
| How long will you stay? | Often | "15 to 20 days." (didn't match the DS-160) |
| Who is paying? | Parents, mostly | "My son will take care of everything." |
| Any risk or threat in India? Any risk returning? | Everyone since May 2026, often first | Anything except the word "no" |
The number behind the table: India's adjusted refusal rate for B visas went from 16.3% in FY2024 to 22.0% in FY2025, by the State Department's own count. One in five. From the accounts, that fifth is full of people with perfectly fine bank statements who said "Tourism." and waited for the next question. The checks are the same at all five posts; what changes is the wait and the opener (the Mumbai vs Delhi comparison covers that side).
Mumbai this September started with the two yes/no risk questions, then "Is this your first international trip?". Kolkata's business queue in July heard "Why are you traveling to the US?" almost every time. Delhi parents in 2025 were asked, in Hindi, "Where are you going?" and "Why are you going to the U.S.?", and approved.
Say "tourism" to a machine first. A free B1/B2 mock interview asks the same four questions out loud and tells you which answer would have ended it.
Mumbai · 1 September 2026 · reconstructed from the applicant's own post
First trip abroad. Order as he reported it, timings approximate, ninety seconds from window to slip.
-
0:00
"Answer yes or no: do you feel any risk or threat in India? Any risk while returning?"
"No. No."
-
0:15
"Is this your first international trip?"
"Yes."
-
0:30
"Why did you choose the US as your first international destination?"
"Wanted to see the Chicago skyline and Niagara Falls."
-
0:50
"Are you married?"
"No."
-
1:30
"I'm sorry, I cannot issue you a visa today."
214(b)
He wrote afterwards that his answers were "too generic". They were. Nothing in them said where he works, when his leave ends, or who is waiting for him at home. Four honest answers, zero information.
Which questions came up in the 2025–26 accounts?
Everything below was reported by an applicant in India in 2025 or 2026, except the medical block, which comes from what the officer is required to check under the visa rules. Wording varies from window to window; the checks don't.
| Topic | Questions as reported |
|---|---|
| Purpose |
|
| Job, income, ties |
|
| Travel history |
|
| People in the US |
|
| Stay and itinerary |
|
| Family staying behind |
|
| B-1 business |
|
| Medical treatment |
No first-hand 2025–26 account from India; these are the checks in 9 FAM 402.2 and on travel.state.gov. |
| Previous refusals |
|
| Since April 2026 |
|
Why do you want to go to the US?
The officer wants a plan you can say in one breath: what, where, which dates, and what pulls you back. "Tourism" tells them which visa you applied for. They knew that already.
Hyderabad, February 2026. A 28-year-old engineer answered "tourism, a week in New York", got no follow-up questions at all, and was refused in about three minutes. Someone on his thread put it bluntly: his answers "provided ZERO information on your ties to India". Same month, a couple with confirmed FIFA World Cup tickets and a FIFA Pass said they'd watch the match and "might visit New York". Income ₹25 lakh, one previous trip (Oman), refused.
What works: "A two-week holiday, New York, Washington and Niagara, 10 to 24 May. My leave is approved at Infosys Pune, I'm paying for it myself, and I'm back at my desk on the 27th." Five facts in one breath, none of which the officer can get from "tourism". Also notice what's missing: "explore the culture", "see America", "my dream".
If the first answer is thin you'll hear "Which places?", "Why now?" or "Why the US?" (the Mumbai applicant above got that one). By then you've lost the opening exchange. A city and a date can still save it.
The form trap is the one nobody rehearses for. Hyderabad, September 2026: an engineer listed his US client as the "US contact" on the DS-160 and told the officer it was a leisure trip. "Is this trip for work or leisure?" "Who is this contact person?" That was the interview. Your DS-160 and your mouth have to say the same thing. Run the form through the DS-160 checker before you submit it; the DS-160 guide lists the fields that get read back to you at the window.
In our first-session B1/B2 mocks, purpose is the dealbreaker in 31% of failures, and the transcript almost always looks like this one from September: "I'm planning to visit the Eastern United States." "Which city?" "California."
What do you do, and who is paying?
Job title, employer, city, how long you've been there, and the salary in rupees. Then who pays for the trip.
Rupees. This is the one that gets people. A Reddit user in September 2026 gave his income as "around $13,000 USD per year, approximately $1,000 per month" and was refused within about ten seconds. A commenter guessed the officer heard "works for a US company". Whether that's what happened or not: nobody in India thinks about their salary in dollars unless they're planning to earn dollars. Say ₹18 lakh a year, ₹1.2 lakh in hand. And know the difference between CTC and in-hand, because the officer does.
| Asked | Say | Not this |
|---|---|---|
| What is your income? | "₹18 lakh a year, about ₹1.2 lakh in hand." | "$13,000 a year." |
| Who do you live with? | "I rent near the office in Gachibowli. My parents are in Guntur, where I own two plots." | "Flatmates." |
| Are you married? | "No. I live with my parents in Thane and I manage their care and our flat." | "No." and silence. Or a lie, which is permanent ineligibility. |
| Are you retired? | "Yes, 2022, section engineer at Indian Railways. Pension ₹52,000 a month." | "Retired, nothing to do now." |
| Who is paying? | "Our son bought the tickets. We live on my pension and have ₹20 lakh in fixed deposits." | "My son will take care of everything." |
The flatmates answer is real. Hyderabad, September 2026, four years at his company, ₹60–70 lakh of land in his own name that never came up. Asked who he lives with, he said flatmates. A commenter summed up what the officer saw: "single, male, young, works in IT. Stays with flatmates. No ties at all."
"Who is paying?" was rarely asked outright in the 2026 accounts; applicants said "self-funded" on their own and the officer moved on. Parents get it more. "My son will take care of everything" is a sentence about dependence, and dependence on someone in the US is the thing the officer is screening for. Legally the officer has to be satisfied you can pay all costs of the trip; an affidavit of support from the child is not required and doesn't decide anything. If you're not sure the balance looks right for the trip you've described, the bank balance calculator does the arithmetic.
Money answers get flagged in 45% of first B1/B2 mocks on Permito. Rarely fatal (a dealbreaker in 21% of failures), but it's the thing the AI officer marks as weak most often: a figure with no source, "my savings" with no number, a sponsor with no relationship attached.
Have you travelled abroad before?
Countries and years. If it's your first trip, say so and put a tie to India in the same sentence, because the next question might not come.
"No." on its own shows up in refusals in Delhi (2025), Mumbai (September 2026) and the FIFA case. A commenter on one of those threads called no travel history the "biggest red flag". It isn't a rule; first-timers get visas every week. But "No." followed by silence hands the officer nothing to work with, and nobody behind that glass is going to dig for it.
With history: "Singapore in 2023, Dubai and Thailand in 2024, all holidays, back on schedule each time." First trip: "This is my first trip abroad. I've saved for two years, my leave is 12 to 30 October, and my job and my parents are in Pune." That's the whole answer.
History doesn't carry you either. Parents with Canada, Singapore and Malaysia in their passports were refused a fourth time in 2026. A Delhi techie earning around ₹1 crore, with Lithuania, the Maldives and Indonesia behind him, was refused in under a minute. Stamps answer half of "will you come back?". The other half is what's waiting for you at home, and neither of them said.
Been to the US before? Dates, and that you left before your I-94 ran out. "2019 for three months, 2023 for four months, home early both times."
Who do you know in the US?
Answer exactly what's asked. Relatives who are on your DS-160 or in US records: name them, with status. Friends you'd meet for a coffee: not required.
Delhi, 2025, three questions: why the US, have you travelled, anyone in the US. "My girlfriend lives in Florida." Forty seconds, all in. From the other side of the glass a girlfriend in Florida is a reason to stay, and there was nothing else on the table to outweigh her.
The cousin answer: "My cousin in New Jersey is a US citizen. We'll have dinner once. We're staying in hotels." A commenter on a Mumbai thread: "Mentioning friend in US is not required." Correct. If the honest answer to "any family there?" is no, say no, and leave the college friend out of it. Lying is a separate thing entirely. Anyone you listed as a US contact on the form will come up (see the client-contact refusal above).
For parents this whole section is about the child, and it's the part of the interview parents get asked most. Which company, which city, what visa, how long there, when did they last visit you. Know all five cold. The 80-year-old couple in Mumbai (June 2025) answered "two years ago" to when their granddaughter last came home, and were refused; two years reads as a family that has moved. The parents refused four times in 2026 had a daughter in the US for years and an aunt with a green card. A commenter on that one: "Having multiple connections to US does make it that much more difficult to prove home ties." You can't hide relatives, they're on the form. What you can do is make the India side louder: a second child who lives with you, tenants, an 88-year-old mother you look after. The parents guide goes through this case from the child's side too.
How long will you stay, and where?
A number of days with dates, matching the DS-160 to the day, and a reason to be back by then.
"15 to 20 days" (the Mumbai grandparents) was suspected on their thread of not matching the form. "Around two weeks" (Hyderabad, September 2026) passed. For parents, "six months" with nothing pulling them back is the default weak answer; "ten weeks, 1 June to 10 August, because my other son's wedding preparations start" is the strong one.
Business trips get it as a challenge: "Isn't four weeks too long for a business trip?" (Kolkata, July 2026). The applicant broke it down week by week, requirements, plant audit, sign-off, and was approved. Four weeks was fine once each week had a reason.
Where you'll stay: the hotel by name, or the host, and it matches the address on the form. "Which places?" wants an order. "New York five days, Washington three, Niagara the last weekend."
In failed first mocks, dates and length of stay are the dealbreaker only 9% of the time. Easiest one on the list.
Can you say your dates, your salary in rupees and your son's employer without looking anything up? An AI consular officer will ask all three inside two minutes, then press on whichever one wobbled.
What are the two new questions since April 2026?
"Have you experienced harm or mistreatment in your country of nationality or last habitual residence?" and "Do you fear harm or mistreatment in returning?" You say "no" to both, out loud, or the interview stops there.
They come from an April 28, 2026 cable from the Secretary of State's office, first reported by the Washington Post. The cable's own logic, as quoted:
Applicants "must respond verbally with a 'no' to both questions for the consular officer to continue with visa issuance", because fear of returning "calls into question an applicant's intended purpose of travel and immigrant intent".
State Department cable, April 28, 2026, as reported by the Washington Post
In India they're being asked, and often first. Mumbai, 1 September: "Answer yes or no: do you feel any risk or threat in India? Any risk while returning to India?" Hyderabad, September: "Do you have any fear of returning to India?" Murthy Law Firm had reports from "multiple visa applicants in India" by 5 May.
Two things. A joke ("only the Bangalore traffic") or a story is not a "no". Say the word. And "no" gets you to the next question, nothing more: all three Indian applicants in the September accounts said it and were refused on ties a minute later.
The rumour, "Do you intend to harm the United States?", hasn't been reported out loud at any B1/B2 interview in India that I could find. It's a mash-up of the June 2025 student-vetting language about "hostile attitudes" and the security questions you already answered on the DS-160. If it ever comes, the answer is the same word.
Social media gets bundled with this, so briefly: the DS-160 asks for every handle you've used in the last five years, and the US Embassy in India has said in writing that omitting one "could lead to visa denial and ineligibility for future visas". The order to set profiles public formally covers F, M, J and H-1B/H-4, not B1/B2. Officers can still look, and do. Details in the social media screening guide.
What's different for parents, business trips and reapplying?
Parents visiting a child
Everything above, with the child at the centre. Two questions parents don't see coming: "How many children do you have?" followed by "What does the other one do?" (Delhi, September 2025, approved; the other child lives in India). And the engagement question from Mumbai: "Why isn't your granddaughter getting engaged in India?" The grandparents answered honestly that she and her fiancé both live there. That answer put the whole family in the US, and the slip followed.
Then the grandchildren line. "We're going for six months to help with the baby while they both work" describes household labour and an open-ended stay. "Our grandson's first birthday on 3 August, then Niagara, home on 20 September for my wife's eye follow-up at Sankara Nethralaya" describes a visit.
B-1 business
Kolkata, July 2026. One applicant sat in the waiting hall through about twenty business interviews and counted one or two approvals. The words that sank the rest: "work", "project", "onsite". They sound like a job. What got asked: "What is your role?", "Which company?", "What does it do?", "What's its size?", "Can I see your invitation letter?", and for one four-week trip, "Isn't that too long?"
The letter needs dates, the purpose of the meetings and who pays. A letter that reads like hands-on work or US-paid compensation is worse than no letter. Role: "I designed the client's integration. I'm presenting it and taking requirements. The build happens in Kolkata." Doctors going for observerships get extra suspicion; a Kolkata student who answered "concisely and specifically" was still refused in November 2025, because "observership" reads as step one towards a US residency.
After a refusal
"What has changed since last time?" is the question everyone rehearses and almost nobody gets. A Delhi applicant refused once went back in December 2025, got the routine set (job, travel plans, in-hand salary, previous travel, family) and was approved in three minutes. Parents on their fourth attempt in 2026 got two questions, neither about work, money or ties, and a fourth 214(b). Kolkata now runs a separate appointment category for anyone refused in the last 24 months, so don't imagine the officer doesn't know.
214(b) isn't a ban and can't be waived. The State Department's own line is that the applicant "failed to qualify", and you qualify next time by showing something different, not by trying a different consulate.
Where do people actually fail, and how do you practice?
On Permito, 53% of people fail their first B1/B2 mock. Every first session from June to September 2026, one per person, and the number didn't move when I cut the heavy accounts out. Here's what sank the failed ones (a session can fail on more than one).
| Reason to return to India | 58% | |
| Purpose of the trip | 31% | |
| Money: who pays, how much, from where | 21% | |
| Understanding the question, English | 18% | |
| Dates and length of stay | 9% |
That order matches the real accounts almost exactly. The officer, real or ours, is deciding one thing: will you come back. Purpose, money and travel history are the evidence. "Return" is the verdict. When the AI officer writes it down it reads the same way nearly every time: "You did not show a strong reason to come back to India."
One honest difference between the mock and the window: the mock is longer. A first session runs about two and a half minutes and fifteen officer turns, because I built the officer to keep pressing where a real one would already have handed you the slip. "What keeps you at home?", "Who is waiting for you?", "What are you going back to?" come up in most sessions. If you can't answer those to a machine in your kitchen, a person behind glass in Mumbai isn't going to get more out of you. The April pair is in there as "any trouble back home?" and "any political trouble?", close but not the exact wording, so say the real two out loud to someone before you go.
- •The B1/B2 question bank for the list, with what each question is really checking
- •The B1/B2 documents checklist for the folder you'll carry and probably won't open
- •The interview day guide for phones, bags and the queue outside
Then a mock. Skip the score and read the evaluation: it quotes what you actually said and marks the sentence that would have ended it.
Frequently Asked Questions
Four questions, two minutes, and one decision: will you come back
Everything the officer asks is a proxy for that. Purpose, job, salary in rupees, stamps in the passport, who's in the US: evidence, all of it, and the verdict is usually in before you've noticed the interview has started. The people in the accounts above weren't caught lying. They were caught saying nothing.
What I'd do with a week: write the one-sentence answer to each of the four, with a city, a date and a rupee figure in it, and say them to someone until they stop sounding rehearsed. Then the two April questions, one word each. In our mocks the folder never comes up. "Why?" does, every time, and the ones who pass answer it with a plan.